Croatia – Montenegro Tip World Cup Qualifier, Group L, Matchday 5, 09/08/2025 at 8:45 p.m.
A good horse only jumps as high as it has to – and so, a few days ago, the Balkan soccer players managed to secure a narrow away win against the Faroe Islands, which I correctly predicted.
My Croatia Montenegro tip is attempting to be just as successful and takes into account not only the excellent Merkur Bet bonus, but also the particular significance of this match.
As usual, Balkan duels are a little more heated – especially when a ticket to the 2026 World Cup finals is at stake.
All the more reason for my suggested soccer bet: if the Croatians take their opponents seriously, they should be able to win comfortably at the end of 90 minutes.
My Croatia Montenegro tip: HT/FT 1/1
These are the arguments for my tip:
- Croatia has won its last two home games following this pattern
- Montenegro has lost all of its last seven away games
- Montenegro has been waiting for a goal on the road for five away games
Croatia vs. Montenegro AI predictions:
1st goal scorer: Andrej Kramaric at average betting odds of 5.00 is a truly excellent suggestion from our AI model.
This Croatia Montenegro AI prediction is a no-brainer for me. Even though the TSG Hoffenheim striker hasn’t scored in quite some time, he has found the net in each of his last three appearances for his country – scoring a total of five goals!
Predicted chance of winning:
| Croatia to win |
Draw |
Montenegro win |
| 76.9% |
15.8% |
7.3% |
Croatia at -2.0 is an interesting Asian handicap bet that our AI model has conjured up and which also has good chances of success. Incidentally, you can place this type of soccer bet at any time on the Bet365 app.
Last but not least, I would also recommend over 2.5 goals at odds of around 1.62. The intensity of a Balkan derby alone should ensure that the action is fast and furious from the first minute at the Maksimir Stadium.
What you need to know when betting on Croatia vs. Montenegro
- Premiere: This is the first match between the two nations.
- Andrei Kramaric has scored in each of his last three appearances for Croatia (five goals in total).
- Montenegro has lost its last 5 away games 0-1 or 0-2
- 3 of Montenegro’s last 6 international games have exceeded the 3.5-goal mark



